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How many times can you use the bike-to-work scheme?

There is no limit to how many times you can utilise the programme during your employment, but because you can only apply once every 12 months, use it carefully!

Can I buy kids' bikes under the ride to work scheme?

The bike to work scheme does not permit the use of kid’s bikes or any other sort of motorized vehicle. The bike has to be for you, not your spouse or children.

Can everyone use the cycle to work scheme?

You can join the Cycle scheme if you are a working adult aged 16 or older. Your employer must sign up, and your wages must be greater than the National Minimum Wage after salary sacrifice is deducted from your gross compensation.

What happens to bike to work scheme if I leave my job?

If you resign from your work before the end of your contract, any outstanding sum payable will be deducted from your final net salary. It is important to keep in mind, however, that you will not be able to benefit from any tax or National Insurance discounts.

Can any company refuse to provide cycle to work scheme?

Your employer is not obligated to take part in the scheme. If they do, they must make it available to all of their employees.

How actually does the cycle to work scheme save my money?

The savings are realised by paying for the bike and/or accessories from your gross salary (before tax). This means that your income tax and national insurance will be calculated using your salary less the cost of the bike and/or accessories.

Can I spend over 1000 on cycle to work scheme?

There is technically no limit on how much you can spend on the “Cycle to Work scheme. However, this is up to your own employer. They are under no obligation to offer an excess of more than £1,000.

Is ride-to-work schemes worth it or reliable?

It’s deducted from your gross salary, not your net earnings. That means you don’t pay income tax or national insurance on the payments you’re making on the bike. This is where the savings come from.

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